The important thing is not being afraid to take a chance. Remember, the greatest failure is to not try. Once you find something you love to do, be the best at doing it.

Debbi Fields, Author

10 Clever Ways To Improve Your Credit Score Fast.

The information on your credit report directly impacts your credit score. In fact, it’s the only thing that impacts your score. Your credit score in turn determines your ability to obtain credit and potentially be approved for loans. Having a poor credit score will either keep you from obtaining credit altogether or place you in a high-risk category, which means that if you’re approved for credit or loans, the interest rates you’ll be offered will be significantly higher than someone with excellent credit. Over the life of a mortgage, home equity loan, car loan, or student loan, for example, this can cost you tens of thousands of dollars in interest fees.

Your credit score is a critical piece of your financial life.

  • Reduce Your Credit Utilization Ratio
  • Request Credit Limit Increases
  • Fix Credit Report Errors
  • Be an Authorized User on a Credit Card
  • Pay Off Cards with the Highest Balances First
  • Make On-Time Payments
  • Have a Variety of Credit Accounts
  • Sign Up for a Credit Boost Service
  • Get a Credit Builder Loan
  • Periodically Use “Dormant” Credit Cards

I make a conscious effort to keep things in perspective when I get burned out. It is easy to get stuck in the daily grind, but if you think about all the distance you have covered, and what lies ahead, it is much easier to feel motivated and optimistic.

Alex Litoff, Event Farm

How do small businesses navigate this environment? Inventory is a significant expense for any small business that sells or uses products.

In the absence of historical demand-forecasting data to refer to (i.e., there’s never been a massive remote learning movement or a global pandemic of this magnitude).

Companies must reassess their perishable inventory management strategies and walk the fine line between stock-outs and overstocks.

  • Sellers aren’t stocking up.
  • Prices are increasing.
  • Supply chains are still disrupted.
  • Consumer shopping behaviors are changing.
  • E-Commerce is booming.

Because good inventory management links directly with effective cash flow management, small businesses that regularly review sales patterns, use accurate forecasting, and leave in some cushion for the unexpected will be best positioned to both navigate these uncharted waters and address the next potential disruption.

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